Glossary
Balance billing
When a provider bills you for the difference between their charge and the plan's allowed amount.
In plain English
An extra bill on top of what your plan paid.
Why it matters when choosing a plan
Staying in-network is the simplest way to avoid it.
Related terms
Allowed Amount
Navigating the American healthcare system often feels like learning a second language. Between premiums, deductibles, and co-insurance, the financial terms can quickly become overwhelming.
Out-of-network
Understanding how health insurance works is the first step toward managing your medical costs effectively. A central concept in this process is the distinction between providers who participate in your insurance plan's network and those who do not.