Do I have to do anything to renew?
Short answer
Often your plan renews automatically, but it may change. You should still review your renewal notice and confirm your plan still fits before the deadline.
Automatic renewal
Many individual and Marketplace plans renew automatically if you take no action. If your plan is discontinued, you may be moved into a similar plan.
Why you should still check
Premiums, deductibles, networks and drug lists can all change from year to year. If you get financial help through the Marketplace, it's recalculated each year based on your updated information.
What to do
- Read your renewal notice.
- Compare next year's costs and benefits with this year's.
- Check that your doctors and prescriptions are still covered.
- Update your income and household details if you get financial help.
Want help? Request a free plan review.
Was this helpful?
Related questions
Can I switch plans mid-year?
For most individual and Marketplace plans, open enrollment is the main time each year to change plans. Certain life events can open a Special Enrollment Period that lets you change plans mid-year.
When should I review my plan?
Insurers and the Marketplace send renewal information ahead of open enrollment. That's the ideal moment to review: you'll know next year's costs, and you'll still have time to compare.
When Can I Change My Health Insurance Plan
Navigating the American healthcare system often feels like solving a complex puzzle. One of the most common questions individuals ask is, when can i change my health insurance plan ?